I was inspired by Carla’s post on where we get our financial sense. I have common sense, I have hopefully some sense of reality, but financial sense? I’m not sure that’s part of the recessive gene pool. If so, I am definitely swimming in the shallow end. But let me first go wayyy back…back when I was a very, very little girl and everyone said I looked like my dad…
Well, unfortunately, I don’t have any photos of my dad to show you. But trust me…this is sort of a cuter little girl version of him. Now, when I got older, everyone said I looked just like my mom, which made me happier (since I am a girl…I really didn’t want to resemble my father, who is a man). As for learning from my parents’ financial acumen, well…you tell me how much you’ll learn.
First, my mother. My brother has always said, quite seriously, that the two of us were born in a mall. My dad says he’d be a much richer man today, if it wasn’t for her and her old LOVE of shopping. She would take us to the mall, even when we were sick and home from school! (Cool, right? Well, not if you’re running a fever and could care less about looking at ladies’ shoes.) Nowadays, she’s not such a bigger shopper. Instead, I think her retail therapy has turned into a fitness fanaticism. I admire the way she’s turned it around for herself though, and boy, do I wish I had her amazingly toned arms!
Now back to my dad. I was always joking, that someday, I wanted to produce a TV sitcom, called “My Cheap Dad.” When I told him this idea, he was actually super thrilled! He bragged to his co-workers that his daughter wanted to write a TV show all about his CHEAPNESS! Obviously, the man revels in the 100 ways he likes to hold onto a buck. Let me just give you a few examples…when I was still living at home (and that really wasn’t that long ago), he would follow me around the house. As soon as I left a room, he would turn off the lights. OK you’re saying to yourself, what’s wrong with that? We should be conserving energy. Should we also turn off the lights when I just left the bedroom for two seconds to grab a towel or hairbrush from the bathroom? And should he turn off ALL of the lights when I was still sitting in the living room?!? Um, hello? I’m still in here…sitting in the dark now. And what’s ironic is, today, he would be considered a forward-thinking “environmentalist.”
Next, forget about going to restaurants with my dad! He believes that a $5/person meal is an average priced meal, and that anything that costs $10/person or more is a super fancy, highly expensive restaurant. Um, I truly believe the man is still living in the 1970’s. And when I say $10 or more…I really just mean $10. He doesn’t really do “more.” And the tipping scenario…oh I think I’m going to get in trouble for this one. Remember how, on “Friends,” Rachel’s dad was a tight tipper? And how, when Ross tried to leave more money, her dad got super angry and accused Ross of thinking he was cheap? Well, that’s exactly my dad. His idea of a good tip is 10% for lunch and maybe 15% for dinner. At Chinese restaurants, it’s worse. I think it may be a couple of a bucks for lunch (no matter what our check comes out to be), and maybe 10% for dinner. His favorite dinner-time restaurants are mostly buffets, especially the ones where he gets the senior discount (not sure if he always qualifies) and also he has a fistful of…coupons. He loves buffets mainly because you get to eat as much as you want, and he only has to tip a couple of bucks, even at dinner. But let’s just get something clear. If you’re not a big eater, like my mother or even myself, he does not like to take you to his favorite restaurants because well frankly, my dear, we did not eat our damned worth!
I could go on, but I’ll spare you all of the details and hope that someday, I will have a TV sitcom called, “My Cheap Dad,” so you could really see how cheap he truly is. I think he got his “cheapness” from his mother. But to really think about it, I don’t think I could call her “cheap.” She has money. After all, my father grew up with a chauffeur and a nanny. But my Nana is actually someone who values money over people. She is someone that this recession is shaking its fists at (with full force)! She has actually said, out loud, that she wants to be buried with all of her money! Well, good luck with that dream!
So…to go back to the point at the beginning of my story, where I told you that I was definitely swimming in the shallow end, financially, I think you can finally see my point.